Watercraft & Boat Insurance in Logansport, IN

Boating is a popular pastime in Logansport, Indiana, allowing residents and visitors to enjoy the beautiful waterways. However, protecting your boat is essential, which is why boat insurance is essential.

Leicht Insurance can provide robust and reliable boat insurance solutions. With a strong commitment to customer service and a deep understanding of local needs, we can help you find the right coverage to fit your lifestyle.

What Does Boat Insurance Cover?

Boat insurance typically covers several key areas to protect you and your watercraft. Here are some common coverages:

• Liability coverage may help cover expenses if your boat causes another person’s injuries or damage to their property.

• Medical payments coverage may cover medical expenses for you or your passengers if an injury occurs on your boat, regardless of fault.

• Personal property coverage may protect belongings on your boat from risks such as theft, vandalism or accident damage.

• Uninsured/underinsured watercraft coverage may help cover expenses if an uninsured or underinsured boater is at fault for your injuries or property damage.

• Physical damage coverage may pay for the cost of repairing or replacing your watercraft, its motor and any permanently attached equipment.

• Fuel spill liability and wreckage removal may cover the cost of cleaning up fuel spills or removing wreckage if your boat is seriously damaged.

Is Coverage Required?

In Indiana, boat insurance is not legally required. However, you may be beholden to other mandates, especially if you plan to use certain marinas or finance your boat.

How Does Coverage Work?

In some ways, boat insurance works similarly to auto insurance. You pay a premium to your insurer; in return, they may provide payouts up to the policy limits and minus your deductible for covered incidents. If an incident occurs, you file a claim, and the insurer will investigate the situation before potentially compensating you for losses according to policy terms. Insurance can be tailored to include specific coverages based on your boating habits and needs.

Why Choose Leicht Insurance?

Leicht Insurance is here to help you navigate boat insurance with ease. Our agents are committed to protecting your investment so you can enjoy while on the water. Contact us today for personalized assistance or request a free quote.